Education,
not persuasion.
Our job is to help you to understand the options you have and to offer guidance on the many financial decisions you'll face in life.
We do this through education, not persuasion.
We are not here to sell you anything, we are here to be your partner and help you with your finances.
We are active and different.
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Assessment of your goals, time frames, risk tolerance and risk capacity
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Detailed and in-depth financial planning and retirement planning
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Asset allocation recommendations tailored to you
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Portfolio construction and design to meet your needs
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Continuous portfolio monitoring, rebalancing and maintenance
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Proactive management with clear communication
Wealth management,
redefined.
We choose investments that are in line with your goals.
Through our individualized approach, we'll gain an understanding of your specific goals, time frame, risk tolerance and risk capacity.
We'll be by your side to guide you through various investment methodologies, allowing you to make confident, educated decisions.
Together, we'll determine the balance of risk and potential return that you're comfortable with.
As an independent Registered Investment Advisor firm, we are not limited to a specific pool of investments to choose from or restricted to proprietary funds (as is the case with many Wall Street firms and insurance companies).
There's no such thing as a
one-size-fits-all portfolio
You are unique. You have a unique financial situation, goals that are your own, needs that are specific to you and things that you care about that may differ from others.
That's why every portfolio we build is custom-designed and tailored to you and your specific situation.
Where your money is held.
Our primary custodian is Altruist Financial LLC.
Altruist is an all-in-one digital brokerage platform* that helps us provide you with a great experience. We chose Altruist so that we can offer you:
Digital Client Onboarding: open accounts online in minutes.
Lower Fees: Altruist does not charge trading commissions on equites and ETFs or account maintenance fees on most account types. For Altruist's current Fee Schedule, go here.
Beautiful user experience with a mobil app where you can track your investment progress, see what holdings you own, make deposits and withdrawals and view your transaction history.
With Altruist, more of our time can be focused on serving you. Whether it's managing your portfolio, performance reporting, or client onboarding, Altruist enables us to streamline operations, freeing up more time to work with you.
Real-time dashboard.
We use RightCapital as our primary financial planning software. This software utilizes cutting edge technology including a live dashboard that syncs with all of your accounts (even student loans and mortgage accounts).
With RightCapital you also get access to an app on your phone that has budgeting and planning functions. When you change something in your budget, it feeds right back into your financial plan.
An investment in you.
Our in-depth wealth management models help our clients to feel more confident in their money, have more time to spend with their family, anf find peace of mind in their financial future.
Wealth management
& financial planning.
• Access to our financial planning software
• Hands-on investment management
• Tailored-to-you portfolio design
• Tax-advantaged investment planning
• Risk capacity assessment
• Detailed financial life planning
• Tax reduction planning
• Risk management review
• Retirement planning
• Rebalancing and Portfolio Adjustments
• Company benefit planning
• Estate preservation planning
• Equity compensation planning
• Cash flow & budgeting
• Charitable giving planning
• Insurance review & planning
• College saving planning
• Debt management
Quarterly review meetings, thorough Annual Review Strategy meetings + check-ins as needed
Assets Under Management Tiers:
Annual Fee on total household:
Up to $500,000
$500,000 to $1,000,000
Over $1,000,000
1.5%
1.25%
1.0%
Our annual fee is broken down into a monthly billing where we bill our fee at the end of the month for the previous month based off the total ending household balance for that month and the number of days in the month divided into the annual fee for the year. A full breakdown and detailed description of our fees, how they are calculated and billed is available upon request. Please email us at service@greenerfinancial.com for a copy of our disclosure brochure documents that contain all of these details.
Working with Green Era Financial.
a pain-free process, designed with you in mind
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1. Schedule a time.
This is a short introductory call for us to get to know each other. On this call, you'll be able to outline your financial concerns, desires and wishes for the future.
2. Meet with us.
In this conversation, we'll share how we work with clients, costs of services and will determine if we are the right advisors for you.
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3. Think about it.
After meeting, we'll send a recap email with next steps so that you have an understanding of what working with Green Era Financial looks like before making a decision.